Bonus $0.25 for Every $1 Contributed to KiwiSaver Scheme for Kids Account (15yrs & Under, Up to $100 Bonus) @ Sharesies

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Bonus $0.25 for Every $1 Contributed to KiwiSaver Scheme for Kids Account (15yrs & Under, Up to $100 Bonus) @ Sharesies
Go to Deal
josh009 on 20/05/2026 - 14:37 sharesies.nz (326 clicks)
Last edited 20/05/2026 - 18:39 by 1 other user

Get 25 cents for every $1.

For every dollar contributed between July 2026 and June 2027, Sharesies will kick-in 25 cents (up to $100).

How to get Sharesies KiwiSaver Scheme for kids
To set up a Sharesies KiwiSaver Scheme for your kid under 16, you’ll need a Sharesies Kids Account set up under your profile first; then:

  • Open the Sharesies app and go to your kid's profile
  • Tap Join our KiwiSaver Scheme
  • Use their birth certificate to verify their relationship to you
  • Set up their investment plan.

Currently available for kids 15 years old and under. If transferring from another provider, allow up to 10 business days. First-time accounts: contributions are held by IRD for 62 days before being passed through to Sharesies.

FAQ

How does the Sharesies contribution offer work exactly?

Between 1 July 2026 and 30 June 2027, Sharesies will contribute 25 cents for every dollar contributed to your eligible kid's KiwiSaver account up to a maximum of $100 (which requires $400 in contributions). Our contribution will be paid into their Sharesies KiwiSaver Scheme account between July and August 2027.

What if I can only contribute a small amount?

Every dollar counts. Sharesies will kick-in 25 cents for every dollar contributed, up to $400, so even smaller amounts count. E.g. if you put in $50, we'll still add $12.50. There's no minimum contribution required.

Are 16 & 17 year olds eligible?

16 & 17 year olds are not eligible for the Sharesies KiwiSaver Scheme kids contribution, but they are eligible for the government contribution.

What if my kid turns 16 in the middle of the contribution period?

If your kid turns 16 between 1 July 2026 and 30 June 2027 all contributions made before their 16th birthday will be counted. Contributions made after that won’t be counted towards the Sharesies kids contribution.

What if I sign my kid up to the Sharesies KiwiSaver Scheme in the middle of the contribution period?

All contributions made between 1 July 2026 and 30 June 2027 are eligible to receive the Sharesies kids contribution.

Can I contribute more than $400?

Yes! You can contribute as much as you like, though the Sharesies kids contribution only applies to the first $400 (earning you up to $100 from us).

Do transferred balances from other providers count?

No, they do not qualify.

My kids KiwiSaver account is active but my contributions are with IRD for the 62 day period, can I still make contributions and will they be counted?

Yes on both fronts. After 62 days the balance will be sent to Sharesies and will be counted toward the contribution offer.

Do the parents need to be members of the Sharesies KiwiSaver Scheme?

No, but they are welcome to join as well!

Sharesies Referrals

Referral: random (103)

$5 for referee, $5 for referrer.

Financial Investment Kids Kiwisaver

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Comments

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  • jackvdbuk on 20/05/2026 - 15:05

    So I need to add 400 bucks to get the hundred. Seems alright.

    • 2
    • bot on 20/05/2026 - 15:13

      Grab the $100 then transfer to a low fee provider. win/win, well maybe not for Sharesies, but I'm sure a lot of people will just leave their kids account on Sharesies.

      • 7
  • nevergofullretail on 20/05/2026 - 17:42

    Be aware sharesies child accoumts are not taxed at childs tax rate, so it might cost more in overpaid tax in long run.

    • 0
    • Fragluton on 20/05/2026 - 18:02

      Sauce?
      It may default to a higher rate, but you can set it 10.5%. Not a big deal to do once.
      I didn't look too far though. From what I saw their fees were a little higher, but that was based on investing for myself not my kids.

      • 3
      • nevergofullretail on 20/05/2026 - 18:33

        ah sorry you are right i didnt read that correctly, ignore that

        • 1
  • jackvdbuk on 20/05/2026 - 19:50

    You can also claim $10 here by getting a code via this link first the signing up the kid.

    https://www.sharesies.nz/nz-bank-of-kid

    • 5
  • kiwical on 21/05/2026 - 07:46

    Annnnnd don't forget the random referral link at the top for yet another $5 (If you don't already have a sharesies account)

    • 0
  • phillq on 21/05/2026 - 09:04

    I recommend the base fund: Pie Global Growth 2 Fund

    • -3
    • Stoic on 21/05/2026 - 09:10

      1.49% annual fund charge. No thanks.

      • 1
      • phillq on 21/05/2026 - 09:17

        From a quick research… (take what you will). That fund returned about double over the last year to March 31, compared to the average for aggressive managed funds, even with the higher fee. - Sorted

        • -3
        • Stoic on 21/05/2026 - 09:52

          lol you can't just take the last year.

          https://smartinvestor.sorted.org.nz/kiwisaver-and-managed-fu…

          So in the last 7 years they did better than average in 3 years and worse than average in 4 years.

          If you go to their fact sheet https://www.piefunds.co.nz/Portals/0/Documents/Investment%20…

          If you look under performance, yeah their 1 year performance is better than their benchmark but not by a great amount. Also look at the 3yr, 5 yr, 7yr and since inception. Worse than their benchmark.

          Now look at the sharesies US500 and TWF. They invest solely into VOO and VT. Longer term performance looks to be better than Pie Global Growth 2 Fund
          https://investor.vanguard.com/investment-products/etfs/profi…
          https://investor.vanguard.com/investment-products/etfs/profi…

          They have annual fees of 0.09% and 0.12% compared to 1.49%. They have buy and sell fees of 0.50% but over a long term that's not something to be concerned about. If your strategy is to just deposit the $400 to get the $100 then move providers then these 2 funds aren't for you but if you're in it for longer then I would consider these 2 funds.

          /Not financial advice

          • 2
        • Nekomon on 21/05/2026 - 14:36

          If you go through the Morningstar Kiwisaver performance report every quarter, you will know that there are more choices for the funds with lower fees and better returns compared to the aggressive funds and other Global US funds. You always need to check how your kiwisaver performs compared others on top of the market. However, there are limited choice of kids kiwisaver providers. So your suggestion is not bad.

          • 1
  • flembots on 21/05/2026 - 11:33

    Signed up with the $5 referral
    Used the link above to get my kid $10 in his account that I just made
    Plus the bonus money when I transfer some savings over in July
    $115 free!

    • 5
    • catchthelight on 16/06/2026 - 12:48

      I already have an account myself so I’m assuming I can’t get the $5 referral bonus for signing up my kid, just the $10 from the link above?

      • 0
  • nzmax on 01/07/2026 - 15:08

    Aren't the government going to give $1500 for new kids account if they get back in and make it compulsory ? If so this may not be a good deal, as we don't know if they will give it on exisiting accounts. The kid may not thank you for signing up if that is the case.

    • 0
    • Nythic on 01/07/2026 - 15:24

      Are you voting them back in? :O

      • 0
      • nzmax on 01/07/2026 - 15:30

        No, but I know quite a few people who are because they don't like the alternative. But even NZ first is going for a free $1000 kickstart too, and they could swing either way. It was actually a labour policy originally so they may also bring it back. But it is fairly clear that most of the public are wanting it to be compulsory eventually, as few have criticized the idea, not even Labour.

        • 1
    • kiwical on 03/07/2026 - 19:11

      From what I read it's intended for NEW BABIES born after (if) the policy comes into effect. So it has no bearing on kids that already exist, if they have an account or not.

      Even restricting to new kids born that's gonna be about $87M per year. If they paid it out for every kid already here that's a huge amount of money.

      • 0
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