Get 25 cents for every $1.
For every dollar contributed between July 2026 and June 2027, Sharesies will kick-in 25 cents (up to $100).
How to get Sharesies KiwiSaver Scheme for kids
To set up a Sharesies KiwiSaver Scheme for your kid under 16, you’ll need a Sharesies Kids Account set up under your profile first; then:
Open the Sharesies app and go to your kid's profile
Tap Join our KiwiSaver Scheme
Use their birth certificate to verify their relationship to you
Set up their investment plan.
Currently available for kids 15 years old and under. If transferring from another provider, allow up to 10 business days. First-time accounts: contributions are held by IRD for 62 days before being passed through to Sharesies.
FAQ
How does the Sharesies contribution offer work exactly?
Between 1 July 2026 and 30 June 2027, Sharesies will contribute 25 cents for every dollar contributed to your eligible kid's KiwiSaver account up to a maximum of $100 (which requires $400 in contributions). Our contribution will be paid into their Sharesies KiwiSaver Scheme account between July and August 2027.
What if I can only contribute a small amount?
Every dollar counts. Sharesies will kick-in 25 cents for every dollar contributed, up to $400, so even smaller amounts count. E.g. if you put in $50, we'll still add $12.50. There's no minimum contribution required.
Are 16 & 17 year olds eligible?
16 & 17 year olds are not eligible for the Sharesies KiwiSaver Scheme kids contribution, but they are eligible for the government contribution.
What if my kid turns 16 in the middle of the contribution period?
If your kid turns 16 between 1 July 2026 and 30 June 2027 all contributions made before their 16th birthday will be counted. Contributions made after that won’t be counted towards the Sharesies kids contribution.
What if I sign my kid up to the Sharesies KiwiSaver Scheme in the middle of the contribution period?
All contributions made between 1 July 2026 and 30 June 2027 are eligible to receive the Sharesies kids contribution.
Can I contribute more than $400?
Yes! You can contribute as much as you like, though the Sharesies kids contribution only applies to the first $400 (earning you up to $100 from us).
Do transferred balances from other providers count?
No, they do not qualify.
My kids KiwiSaver account is active but my contributions are with IRD for the 62 day period, can I still make contributions and will they be counted?
Yes on both fronts. After 62 days the balance will be sent to Sharesies and will be counted toward the contribution offer.
Do the parents need to be members of the Sharesies KiwiSaver Scheme?
No, but they are welcome to join as well!
So I need to add 400 bucks to get the hundred. Seems alright.