Referrer and Referee get Bonus $20 When Referee Creates an Account, Deposits and Spends $50 within 30 Days @ Emerge App

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Emegre is running a campaign where if you set up an account via a referral code and deposit and spend $50 you and the referee both get a $20 bonus.

Head to Settings → Referrals & Promo Codes → Invited to Emerge? and enter the referral ode after completing sign-up and verification.


Terms & Condtions thanks kiwi2030

Invite your crew to Emerge and when they join and spend $50 - you both get $20. No hoops. No hassle. Just instant wins for sharing the love.

How it works

💸 You’re the Referrer

  • You’ve already got Emerge - nice one. Now it’s time to cash in.
  • Tap “Earn $20” on your home screen.
  • Share your unique link or code with your mates.
  • When they sign up and spend $50, you both score $20 straight into your Emerge accounts.
  • There’s no limit. Invite your mates, your flatmates, your teammates - even your mum if she’s cool.
  • Open the app → Settings → Referrals & Promo Codes → Invited to Emerge?
  • Once they spend $50 with their Emerge card, boom — $20 each. Instantly in your accounts.
  • There’s no cap on how many mates you can invite. More mates = more money = more wins.

🙌 You’re the Referred

  • Got a mate who’s already on Emerge? Sweet. Here’s how to get your bonus.
  • Sign up and get started in the Emerge app.
  • Head to Settings → Referrals & Promo Codes → Invited to Emerge?
  • Enter your mate’s code.
  • Spend $50 and boom - you both get $20 from us.

Who can refer

  • Anyone with an active Emerge account who’s passed verification. You’ll find your unique code in the app.

Who can be referred

  • Totally new to Emerge (no second accounts or restarts).
  • Fully signed up and verified.
  • Spent $50+ within 30 days of joining.

What you get

  • You and your mate each score $20.
  • Paid straight into your Emerge accounts once they hit that $50 spend.
  • We might mix things up with promo periods or boosted rewards now and then -we’ll shout about it in the app when we do.
  • If you try to game the system (spam, fake accounts, dodgy behaviour), we can freeze your rewards or accounts. Don’t be that person.
  • The referral offer’s for Emerge customers based in NZ.
  • We can tweak, pause, or wrap up the offer anytime - but we’ll give you a heads-up if it’s changing.
  • Rewards aren’t transferable or exchangeable for anything else.
  • Any questions? Hit us up in-app. We’re real people.

Emerge Referrals

Referral: random (39)

Referee & Referrer: $20 Bonus after Referee deposits $50.

Related Stores

Emerge
Emerge

Comments

Search through all the comments in this post.
    • Not sure where you saw this - I can't find any TnCs on their website but only on their app, which doesn't say anything about only available to companies or sole traders.

      I've signed up for a personal account, and this offer has shown up on the app once I added a referral code (post-registration, a bit uncommon).

      The terms are adding and spending $50 to earn $20 - not sure in one go or can be spread across multiple purchases…

      • Yeah, I am a bit confused about where to enter the code - do you complete the sjgn up process and then enter the code somewhere afterward?

        • Yes, referral code can only be entered after registration:

          Head to Settings (Manage) → Referrals & Promo Codes → Invited to Emerge?

          Then enter the referral code you got :)

  • I haven’t checked this out yet apart from seeing this link on their main website page under the personal account tab.
    ‘Bring a mate. Get $20’.

  • Some yarns about this company on r/PersonalFinanceNZ

  • +1

    Found the full Terms and Conditions on their app post-registration.

    Note that the referred needs to spend $50+ within 30 days of joining:


    Bring ya mates. Get $20

    Good mates share better money.

    Written by Jody Cruttenden

    Updated over 3 months ago


    Invite your crew to Emerge and when they join and spend $50 - you both get $20. No hoops. No hassle. Just instant wins for sharing the love.

    How it works

    💸 You’re the Referrer

    You’ve already got Emerge - nice one. Now it’s time to cash in.

    • Tap “Earn $20” on your home screen.

    • Share your unique link or code with your mates.

    • When they sign up and spend $50, you both score $20 straight into your Emerge accounts.

    There’s no limit. Invite your mates, your flatmates, your teammates - even your mum if she’s cool.

    • Grab your code
      Open the app → Settings → Referrals & Promo Codes → Invited to Emerge?

    • Share it around
      Chuck your code to your mates, group chats, even your mum. (She counts.)

    • Get paid
      Once they spend $50 with their Emerge card, boom — $20 each. Instantly in your accounts.

    There’s no cap on how many mates you can invite. More mates = more money = more wins.


    🙌 You’re the Referred

    Got a mate who’s already on Emerge? Sweet. Here’s how to get your bonus.

    • Sign up and get started in the Emerge app.

    • Head to Settings → Referrals & Promo Codes → Invited to Emerge?

    • Enter your mate’s code.

    Spend $50 and boom - you both get $20 from us.

    Easy as that.


    The fine-ish print

    We’ll keep this short because no one reads walls of text (and we get it).

    Who can refer

    Anyone with an active Emerge account who’s passed verification. You’ll find your unique code in the app.

    Who can be referred

    Your mate’s gotta be:

    • Totally new to Emerge (no second accounts or restarts).

    • Fully signed up and verified.

    • Spent $50+ within 30 days of joining.

    What you get

    You and your mate each score $20.

    Paid straight into your Emerge accounts once they hit that $50 spend.

    We might mix things up with promo periods or boosted rewards now and then -we’ll shout about it in the app when we do.

    Play fair

    If you try to game the system (spam, fake accounts, dodgy behaviour), we can freeze your rewards or accounts. Don’t be that person.

    Other bits

    The referral offer’s for Emerge customers based in NZ.

    We can tweak, pause, or wrap up the offer anytime - but we’ll give you a heads-up if it’s changing.

    Rewards aren’t transferable or exchangeable for anything else.

    Any questions? Hit us up in-app. We’re real people.

  • Dosh V2?

  • Dosh seems to have watered down the ‘cashback’ benefit.
    According to the ‘yarns’ referred to by Wakrak ’cashback’ is coming soon to Emerge.

  • those who got the credit, was it automatic? or did you have to chase it up?

    • Made an account yesterday, made a $50 purchase and received the $20 overnight - likely when the store fully processed the transaction.

    • It's automatic, just wait for your transaction(s) to be fully processed.

  • Can someone share their referral code? This way the referee and I both benefit when I sign up (and spend that $50).

    • +3

      Click on random (24) at the bottom of the post's description, where it says EMERGE REFERRALS

  • +2

    Update: got $20 after reaching $50 total spending - it can be spread across multiple transactions.

    Got it overnight and was told that all transactions had to be fully processed first :)

    App is pretty decent and Support is super fast, for now at least as they are still growing and haven't got a very large user base.

  • Sign up all good & used a referral. Thanks

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