Emegre is running a campaign where if you set up an account via a referral code and deposit and spend $50 you and the referee both get a $20 bonus.
Head to Settings → Referrals & Promo Codes → Invited to Emerge? and enter the referral ode after completing sign-up and verification.
Terms & Condtions thanks kiwi2030
Invite your crew to Emerge and when they join and spend $50 - you both get $20. No hoops. No hassle. Just instant wins for sharing the love.
How it works
💸 You’re the Referrer
- You’ve already got Emerge - nice one. Now it’s time to cash in.
- Tap “Earn $20” on your home screen.
- Share your unique link or code with your mates.
- When they sign up and spend $50, you both score $20 straight into your Emerge accounts.
- There’s no limit. Invite your mates, your flatmates, your teammates - even your mum if she’s cool.
- Open the app → Settings → Referrals & Promo Codes → Invited to Emerge?
- Once they spend $50 with their Emerge card, boom — $20 each. Instantly in your accounts.
- There’s no cap on how many mates you can invite. More mates = more money = more wins.
🙌 You’re the Referred
- Got a mate who’s already on Emerge? Sweet. Here’s how to get your bonus.
- Sign up and get started in the Emerge app.
- Head to Settings → Referrals & Promo Codes → Invited to Emerge?
- Enter your mate’s code.
- Spend $50 and boom - you both get $20 from us.
Who can refer
- Anyone with an active Emerge account who’s passed verification. You’ll find your unique code in the app.
Who can be referred
- Totally new to Emerge (no second accounts or restarts).
- Fully signed up and verified.
- Spent $50+ within 30 days of joining.
What you get
- You and your mate each score $20.
- Paid straight into your Emerge accounts once they hit that $50 spend.
- We might mix things up with promo periods or boosted rewards now and then -we’ll shout about it in the app when we do.
- If you try to game the system (spam, fake accounts, dodgy behaviour), we can freeze your rewards or accounts. Don’t be that person.
- The referral offer’s for Emerge customers based in NZ.
- We can tweak, pause, or wrap up the offer anytime - but we’ll give you a heads-up if it’s changing.
- Rewards aren’t transferable or exchangeable for anything else.
- Any questions? Hit us up in-app. We’re real people.


Not sure where you saw this - I can't find any TnCs on their website but only on their app, which doesn't say anything about only available to companies or sole traders.
I've signed up for a personal account, and this offer has shown up on the app once I added a referral code (post-registration, a bit uncommon).
The terms are adding and spending $50 to earn $20 - not sure in one go or can be spread across multiple purchases…