Complete your application^ for a Q Mastercard using the promo code SPENDGET, by 31 October 2022 and spend up to $5,000 in the first 3 months to get up to $500 back*.
Once your card has been activated, spend in your first 3 months to qualify for one of the following credit backs:
Spend $2,000 to get a $200 credit back* or spend $3,000 to get a $300 credit back* or spend $5,000 to get a get $500 credit back*.
A $25 Q Mastercard Account Fee is charged every six months in advance on all Q Mastercard accounts to cover the costs of administering a customer’s account over the terms of the credit contract. Visit here for the full list of fees: https://www.qmastercard.co.nz/things-to-know/fees-charges/
Things you should know
- Lending criteria, fees, Ts&Cs apply. Zero interest, zero payments for three months available on all Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances). $50 annual Account Fee applies after promotional period ends. Standard Interest Rate, currently 26.69% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change.
- Promotional offer is available for all new completed applications received online for a Q Mastercard from 12:00am 1 October 2022 to 11:59pm NZT 31 October 2022 (inclusive) (“Offer Period”), using the promo code ‘SPENDGET’.
- To be eligible to redeem this offer you must enter the promo code ‘SPENDGET’ in the promo field on the first page of your application.
- New Q Mastercard customers approved from online applications completed using the promo code ‘SPENDGET’ during the Offer Period (“Eligible Customers”) may qualify to earn a Credit Back for Standard Purchases (Long Term Finance transactions excluded) as follows:
- Eligible Customers who spend between $2,000-$2,999 within 3 calendar months starting 10 working days after the account has been opened, will receive a credit back of $200; or
- Eligible Customers who spend $3,000-$4,999 within 3 calendar months starting 10 working days after the account has been opened, will receive a credit back of $300; or
- Eligible Customers who spend $5,000 or over within 3 calendar months starting 10 working days after the account has been opened, will receive a credit back of $500.
- Promotion excludes any new accounts created in line with Long Term Finance (“LTF”) purchases such as Flexi Pay purchases and fixed instalments (“LTF New Account”).
- New accounts created online and with a first purchase being a Long Term Finance purchase are deemed a LTF New Account and are not eligible for this promotion.
- Any purchases made on Q Mastercard during the Offer Period that have been cancelled, refunded, returned or suspended before 31 January 2022 will not be eligible for inclusion in the Offer.
- The Credit Back will be applied by Friday 10 February 2023 to each qualifying customer’s Q Mastercard account.
- The Credit Back is not negotiable or redeemable for cash.
- The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
- The Promoter reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
- Any decisions made by the Promoter in relation to this promotion are final and no correspondence will be entered into.
- Entry into this promotion is deemed acceptance of these terms and conditions.
- Acceptance of a Credit Back is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
- Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Spend & Get offer.