[Homeowners] Get up to 90% of the Total Cost of Insulation and/or an Approved Heater Covered @ EECA (Warmer Kiwi Homes Grant)

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[Homeowners] Get up to 90% of the Total Cost of Insulation and/or an Approved Heater Covered @ EECA (Warmer Kiwi Homes Grant)
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beatthatflight on 03/08/2026 - 22:07 eeca.govt.nz (716 clicks)
Last edited 04/08/2026 - 01:19 by 1 other user

What the grants cover

  • 50–90% of the total cost of ceiling and underfloor insulation. In some areas the cost to you may be even lower, thanks to generous funding from community organisations.
  • In some areas, up to 90% of the cost of an approved heater. This could be a heat pump or an efficient wood/pellet burner for the main living area. Heater grants are capped at $3450 including GST.

Eligibility for a grant

Checklist for an insulation grant
  • You own and live in a home built before 2008.
  • You (the owner) have a Community Services/SuperGold Combo Card or live in an area identified as lower- to middle-income.
  • Your home does not have ceiling and underfloor insulation. If you had an insulation grant for a previous house, you can apply for a grant at your current home.

Checklist for a heater grant

  • You own and live in a home built before 2008.
  • You (the owner) have a Community Services/SuperGold Combo card or live in an area identified as lower- to middle-income.
  • You have ceiling and underfloor insulation installed to EECA standards. An EECA insulation provider may need to do a quick check at no cost to you.
  • Your home does not already have 1 of the following fixed heaters that is operational in any living area of the house: heat pump, wood or pellet burner, flued gas heater or central heating system. If your home has 1 of these heater types, you are not eligible for a heating grant.
Electrical & Electronics Electricity Heater Insulation

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Comments

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  • Wakrak on 04/08/2026 - 00:45

    Previous post
    https://www.cheapies.nz/node/40801

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  • jdsurfer on 04/08/2026 - 06:41

    I wonder if the working poor are eligible, probably not….

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    • kiwical on 04/08/2026 - 07:21

      I was eligible because I live in an area deemed lower to middle income. Didn't matter if I was earning $1,000,000 per day. It's certainly worth checking. I had insulation installed for practically nothing, and a log burner heavily reduced.

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      • apieceofpie on 04/08/2026 - 07:27

        Yep I know plenty of young working professionals who benefited from this after buying their first home in a low/middle income area.
        Woe is me for buying in a nicer neighborhood. Redid my ceiling insulation myself and that is NOT a DIY job I would recommend anyone else doing unless you're much shorter and more agile than I am.

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  • FriedChicken on 04/08/2026 - 08:21

    Just had this done.. Did not have community services card. They work on a zone thing..some areas have 90% subsidy, some areas have 50%.

    Paid 10% for a heatpump to replace the old dripping one, and got the insulation installed for free. Very good initiative from the govt. House was build in 2000s

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    • Foodie on 04/08/2026 - 10:15

      I recently checked and get 50% off where previously it was 0%

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    • CrusaderNZ on 04/08/2026 - 17:33

      How old was the heat pump? Mine is 2008 and needs replacing but because I have a working one I didn't think I could get this without ripping it out first.

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      • FriedChicken on 04/08/2026 - 17:54

        Mine was sorta working but dripping water.

        I don't have csc, but i applied anyway. Let them do the assessment and reject me, instead of me ruling myself out right?

        They came, did their thing and calculations and said i was eligible..so there's that

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        • CrusaderNZ on 05/08/2026 - 05:24

          Mine is working but it has to shut down a lot to defrost before it even gets in the negatives and is noisy. The outdoor unit has plenty of rust on it too as I am 2km away from the ocean. Do you know if yours was older or newer than mine and are you in a cold part of the country?

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          • FriedChicken on 05/08/2026 - 08:01

            @CrusaderNZ: Maybe just get an appointment for an assessment done. My heatpump was some unknown brand and im in Auckland

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            • CrusaderNZ on 05/08/2026 - 11:39

              @FriedChicken: Okay, that is encouraging, seeing as how you aren't even down here in the freezing cold. I have seen some people say when the assessor came around that it would just need to be removed before they install the new one. I am worried though that I'll just get one that says I have a working unit and won't do it, so I was thinking maybe I need to wait till we are out of this -5c weather and just rip it out before calling them…

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              • FriedChicken on 05/08/2026 - 13:03

                @CrusaderNZ: My opinion is get the assessment done, let them reject you if you're not eligible. In my case I had to pay 10% and an additional $250 to remove the old unit

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                • CrusaderNZ on 06/08/2026 - 16:23

                  @FriedChicken: I know I am eligible on their financial requirements. It is just the fact I have the existing working unit. Even though it is near end of life.

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  • Vic on 04/08/2026 - 15:04

    We had insulation and a heat pump subsidised by EECA, but it didn't make any difference to the condensation/mould which is the real problem, so we applied for a positive pressure ventilation system but EECA declined it. Seems only heating is subsidised.

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    • jackvdbuk on 04/08/2026 - 17:59

      Yes that's correct AFAIK only under floor, moisture barrier, roof and heat pump are covered

      I guess they could argue opening a window has the same effect.

      • 0
    • Supadupa on 04/08/2026 - 18:47

      Is your house on piles? The best bang-for-buck upgrade you can make, if it is, is to lay a ground moisture barrier. It’s made the largest difference to our place. Wish I did that first instead of heating and insulation.

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    • kiwical on 05/08/2026 - 07:09

      The first thing I noticed was an increase in moisture/condensation after insulation was installed. All that moisture that was normally sailing out all the leaks was now trapped I guess.

      • 1
      • Vic on 05/08/2026 - 23:14

        I also noticed a significant increase in condensation after installing insulation which we were told was supposed to fix it.

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    • Kindofpie on 06/08/2026 - 10:37

      You should get in touch with their approved vendors and ask for an assessment to lay damp proof course under this scheme.

      • 1
      • kiwical on 07/08/2026 - 09:52

        I'll give that a try. I notice it's not mentioned specifically as being part of the scheme. But no harm in trying as they say.

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  • Jaxson on 04/08/2026 - 15:30

    Sadly nothing on offer at our address without a community services card.

    • 0
  • pedrolewis on 04/08/2026 - 22:54

    get free insulation , many companies and they all want the inflated 90% so many will just absorb your 10% , just ask
    its almost industry norm

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  • Johno1234 on 05/08/2026 - 16:37

    I get nothing so will live on without the insulation while others who do not work get theirs paid for by my taxes.

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  • Kindofpie on 06/08/2026 - 10:31

    Just FYI, if you have halogen downlights, they might not be able to put insulation in the roof, but DO ask other approved Vendors, some will arrange the replacement for LED downlights for FREE before they do the insulation.

    Some do give another 5-10% extra discount themselves, so with this grant you might get up to 100% off.
    They also replace damaged, old insulations/dampproof course that are not up to current standards.

    Please ask around for multiple quotes and get the max discount while you still can. You don't have to stick with just one.

    Source: own experience, old house, old wool insulation. They topped them up so much (probably brought too much and cbf to take them) it's now hard to crawl up there.

    • 0
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