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One NZ: Get $50 Worth of Phone Dollars when you First Use Your Dosh Debit Card @ Dosh (New Members)

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One NZ: Get $50 Worth of Phone Dollars when you First Use Your Dosh Debit Card @ Dosh (New Members)
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JAOP on 18/02/2026 - 14:20 one.nz (89 clicks)
Last edited 18/02/2026 - 16:11 by 1 other user

Appears that One NZ has linked up with Dosh and is offering “phone dollars” if you take out a Dosh Debit Card and/or Homeloan.

More information including terms and conditions on website but headlines are:

Earn 1% back on everyday spend*

Tap your One NZ dosh Visa debit card and get 1% of your eligible spend back in Phone Dollars.
Get $50 Phone Dollars when you first use your card
Earn 1% back in Phone Dollars on your everyday spend*
No nasty interest and no annual fees

Homeloan

Get $1,700 Phone Dollars when you buy or refinance your home loan
Phone Dollar rewards are in addition to any offers, such as up-front cashback from dosh’s lenders.

Mobile Debit Card

Related Stores

One (Formerly Vodafone)
One (Formerly Vodafone)

Comments

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  • Frisky Grandma on 18/02/2026 - 14:34
    +18

    I do not want phone dollars

    Not in a box not with a fox

  • Hungryhippo on 18/02/2026 - 14:43

    I closed my Dosh account. where have people hopped on to for cash back?

    • jesserockz on 18/02/2026 - 16:03

      Did the same, went back to using the credit card from the bank for the rewards.

    • zyfinity on 19/02/2026 - 08:52

      The TSB mastercard is probably one of the best IMO, simple real cashback at 1% and they have some nice insurances.

      • NovaAlpha on 19/02/2026 - 12:33

        $90 annual card fee. So you'd need to spend $9000 to get $90 cashback just to break even

        • zyfinity on 24/02/2026 - 12:38

          Yep that's the downside. but they also give you price protection so if you purchase an item and the price reduces within 30 days then you can get refunded the difference, that alone could make up the annual fee.

          Additionally, they provide accidental phone insurance of up to $900 (from memory) so that too could be worth it.

          I do think its one of the best cards out, as I did the maths last year and found most other cards to look like theyre worth it on paper, however you only get points with many that can only be beneficial if you shop at the few stores they support or heavily use AirNZ (where i've found if you're a cheapie you're often booking from another provider for a better deal instead of airnz in the first place so it sort of isn't a benefit.)

          Also to note, dosh's business model wasn't really viable, getting 1% for free, really doesn't make sense especially as thats the reason most people got the card. the only other comparable card would be the SBS card which gives 0.67% or something cashback with the downside being that they don't support apple/google pay which many like myself heavily use.

          • NovaAlpha on 24/02/2026 - 14:15

            @zyfinity: Yea, I got the Dosh card literally for the 1% cashback. I have the SBS card too.

            Regarding the price protection you mentioned, how does that work? Do you have to provide receipts and screenshots to them or something?

            • zyfinity on 24/02/2026 - 15:00
              +1

              @NovaAlpha: For the price protection, you send a screenshot / link of the new price, alongside of the receipt of your order and then assuming your purchase was over i think it's $90 then you will get the difference refunded.

  • Wakrak on 18/02/2026 - 15:02

    Some Cheapies yarns
    https://www.cheapies.nz/node/54662

  • ace310 on 18/02/2026 - 15:04

    It's a dead beat.

  • jjjj on 18/02/2026 - 22:02
    +2

    I really wanna know how many more months Dosh is gonna stay alive for. I can't imagine they'd have too many active users now, nor much capital left in the bank considering the limited investors. They've got 8 employees (none of whom appear to be digital staff, given they're a digital business and all - meaning contractors). They've just had their banking license declined, and now they're shoveling phone dollars and an iPhone if you take out a loan with Westpac (basically a mortgage broker).

    TL;DR, they're f#$#$#

    • huffboy on 19/02/2026 - 10:21

      probably trying to deal itself to one of the banks.

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