Promotion Terms and Conditions
To be eligible you must:
- Be 18 years of age or older.
- Not have held a Westpac Everyday account as of 25 January 2026 (applies to both account holders for joint accounts).
- Open a new Westpac Everyday account with a linked Westpac Debit Mastercard or AirpointsTM Debit Mastercard by 9 March 2026.
- Add your new Westpac Debit Mastercard or Airpoints Debit Mastercard to a mobile wallet. Then, by 6 April 2026 use it to make a purchase via your mobile wallet that is settled (not pending).
- The Westpac Everyday account must be open on 30 April 2026.
Transactions that are not eligible:
- Using the physical card in-store, online or in-app.
- ATM transactions and withdrawals.
- Cash-equivalent purchases (e.g. gambling, money orders, travellers’ cheques).
- Transactions made by credit card.
If you meet the above:
- You're eligible for a one-time $50 payment, regardless of the number of accounts you hold.
- The $50 payment will be made to your Westpac Everyday account by 30 April 2026, if you meet all Terms and Conditions and eligibility criteria and the account is still open.
- If you open more than one Westpac Everyday account, the $50 cashback will be made to one account only. It will be to the first one opened and active, whether a sole or joint account.
- This promotion may be varied or withdrawn at any time. It is available in conjunction with any other offer.
- Apple Pay and Google Pay are available to eligible Westpac debit and credit Mastercard customers. Customers also need a compatible Apple or Android device.
- Debit Mastercards applied for via online application or via Westpac One digital banking (existing customers) are eligible to add the card to a digital wallet before receiving the physical card.
- You must be a member of Air New Zealand’s Airpoints programme to be eligible to earn Airpoints Dollars. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details.
- Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited
- Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
- Google Pay is a trademark of Google LLC.
- Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
- Contactless transaction fees may apply.


What's a mobile wallet? Does that mean Google wallet or Apple pay?