Get $300 back on Televisions, Audio, Gaming, when you spend $500 and over^ when you apply and spend on 12 Months Interest Free*.
Available to new Purple Visa & GEM customers only!
^Offer valid until 17 June 2025 unless otherwise stated. Offer is only available to new customers who applied and opened a Purple Visa Card or Gem Visa, and purchased an eligible product within the promotional period. Offer is limited to one eligible purchase of $500 or more on TVs, Audio, Gaming, Tech Solutions services, and/or Protection Plans. Advertised discount will be applied to eligible finance account as a credit within 90 days of purchase. Full terms and conditions apply, visit noelleeming.co.nz. *Purple Visa Card Terms and Conditions, credit criteria and Rates and Fees (including a $55 establishment fee and a $55 annual fee) apply. Prevailing interest rate currently 26.65% p.a. will apply to any outstanding balance at the expiry of the interest free period and Cash Advance rate of 29.40% p.a. also applies (both current as at 1 April 2024). Visit purplevisa.co.nz for more information. *Excludes 12 months interest free via Visa transactions and new additional Cardholders. *Gem Visa credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly)/$65 Gem CreditLine (charged $32.50 half yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./ Gem CreditLine 29.95%p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) apply. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited. — Offer ends 17/06/2025
$300 Back on $500 Spend on Gaming, Audio & TV When Signing Up for Purple Visa or Gem Visa Card (Fees Apply) @ Noel Leeming

Last edited 10/06/2025 - 22:25 by 1 other user
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It looks like paying fees is required to actually trigger the cashback terms. Here's the best-case scenario for someone who avoids all interest and additional fees and cancels the card before a year rolls over:
+$300 cashback
-$55 establishment fee
-$65 annual card fee$180 net benefit
TLDR their t&cs so thanks for doing this, I’m not sure it’s worth the hassle having the credit card and trying to cancel later on lol I’m sure there’ll be some catch
Is the annual card fee not charged after the first 12 months - so doesn’t apply to if you cancel before that time?
Making the net benefit $245 - Still pretty good considering it takes 5 minutes to sign up
I don't understand why you think that for this offer.
There might be a different offer for a free card with no cashback aspect, but I can't see any info indicating that this offer has a free card for the first 12 months.For purple visa you pay a $55 fee when you open the account, and a $55 fee is charged on the first anniversary of your card being open, and every year thereafter.
There is not a single reference in their terms or the info they send you, or anywhere on their site that says the $55 will be charged if you close your account before the first anniversary.
I don't understand why you think that wouldn't be the case for this offer.
The terms state: “Annual fee – Charged on your account anniversary, one year after your account is opened and annually thereafter.”
If I’ve already closed the account before the anniversary date, how could they possibly charge me the annual fee?
This offer is for an interest free purchase, so the cashback aspect doesn't apply
Correct.
Switch 2 looks good with this
What's the final cost coming to?
But not in stock…
This deal keeps coming up and i think the title should be more precise and say "190 cashback" or whatever the amount is with advice on how to get it for that amount.
Rather than a huge wall of text