| Gift Card | Spending Amount |
|---|---|
| $100 | $1,000 - $1,999 |
| $200 | $2,000 - $2,999 |
| $300 | $3,000 - $3,999 |
| $400 | $4,000 - $4,999 |
| $500 | $5,000 - $5,999 |
| $600 | $6,000 - $6,999 |
| $700 | $7,000 - $7,999 |
| $800 | $8,000 - $8,999 |
| $900 | $9,000 - $9,999 |
| $1000 | $10,000+ |
Bonus Gift Card on 36 Months Interest Free Purchases Terms and Conditions
Bonus Gift Card on 36 Months Interest Free purchases: Approved Gem Creditline and Gem Visa customers, who purchase goods valued at $1,000 or more from participating Harvey Norman New Zealand stores and who use eligible interest free credit provided by Latitude Financial Services Limited (“Eligible Purchase”), will be eligible to receive one (1) Harvey Norman Bonus Gift Card (“Bonus Gift Card"). The Bonus Gift Card value is based on the purchase price of the Eligible Purchase. Bonus Gift Cards are issued on receipt of goods and expire two (2) Months from date of activation/issue. See www.harveynorman.co.nz/gift-card-terms-and-conditions.html or instore for further terms, conditions, and exclusions. Gem Visa and Gem CreditLine are provided by Latitude Financial Services Limited. See www.gemfinance.co.nz for terms and conditions.
36 Months Interest Free with 36 Approximately Equal Monthly Repayments Terms and Conditions
36 months of approximately equal interest free instalments with Gem Visa/Gem CreditLine as an instalment plan advance (Gem Visa) and a CreditLine Select advance (Gem CreditLine). Amount payable will be shown on your monthly statement. Minimum purchase $500. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly)/$55 Gem CreditLine (charged $27.50 half yearly)) apply. Prevailing interest rate (currently Gem Visa 28.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa or Gem CreditLine cards only. New customers must be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited. Excludes Apple Watch & iPhone, Samsung Galaxy S Series, Samsung Galaxy Z Series, Sonos, Bose, Miele Whiteware/Cookware, Gift Cards, Commercial & Educational pricing.
Don't forget Latitude Financial Services Limited will keep your data forever and then got hacked with drivers licenses and passports stolen. =)
Also if you read more fine print, there is a $55 / year fee, so after 3 years, you gained $100 gift card, then paid $165 in fees.