Get $100 Cashback when you Sign Up and Spend Over $400 on a Visa Light Credit Card (Within 2 Months) @ ASB

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Lfuzzfighter on 01/11/2023 - 08:57 asb.co.nz (468 clicks)
Last edited 01/11/2023 - 13:32 by 1 other user

Get $100 cash back this summer when you open a new ASB Visa Light credit card and spend $400 in the first 2 months. The credit card is a no-annual fee card so it's pretty much free cash for signing up.

Terms & conditions

Open a new ASB Visa Light credit card account by 13 November 2023 and get $100 cashback when you spend $400 on eligible purchase within 2 months of account opening date.

ASB terms and lending criteria apply. Offer is for new ASB Visa Light credit card accounts opened from 9 October 2023 to 13 November 2023. Interest rate on cash advances, currently 22.95% p.a. applies. Interest rates may change. Other fees may apply, refer to asb.co.nz for details. Offer is not available for customers who hold or have held an ASB Visa Light credit card account in the past 12 months, transfers from an existing ASB credit card, or in combination with any other offers. Spend criteria applies to purchases for goods and services only and excludes cash advances or transactions treated by ASB as quasi cash advances. $100 cashback will be paid by 31 January 2024, credit card account must be open at time of cashback credit.

Related Stores

ASB Bank

• 

  bigcheese on 01/11/2023 - 09:01

  +1

  Terms

  Open a new ASB Visa Light credit card account by 13 November 2023 and get $100 cashback when you spend $400 on eligible purchase within 2 months of account opening date.

  ASB terms and lending criteria apply. Offer is for new ASB Visa Light credit card accounts opened from 9 October 2023 to 13 November 2023. Interest rate on cash advances, currently 22.95% p.a. applies. Interest rates may change. Other fees may apply, refer to asb.co.nz for details. Offer is not available for customers who hold or have held an ASB Visa Light credit card account in the past 12 months, transfers from an existing ASB credit card, or in combination with any other offers. Spend criteria applies to purchases for goods and services only and excludes cash advances or transactions treated by ASB as quasi cash advances. $100 cashback will be paid by 31 January 2024, credit card account must be open at time of cashback credit.

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  holypeaches on 01/11/2023 - 10:25

  Is there a catch to this when I quit after the cashback date?

  Will my credit score go down? Will I be blacklisted from the bank or loan providers?

  Sorry for the silly questions - just curious lol

  • 

    fuzzfighter on 01/11/2023 - 10:36

    When you do open a credit card your credit score will go down slightly due to the credit limit however once you cancel it, it should go back to normal. Shouldn't have a catch, as long as you have spend the $400 you should be fine.

    • 

      tribernate on 01/11/2023 - 13:32

      @fuzzfighter actually, it's likely that merely having a new credit enquiry will negatively affect your credit score. That impact won't go away (immediately) when you cancel the credit card.

      However, the impact of that credit enquiry is very unlikely to ruin your chances of getting credit. Unlikely to raise red flags for credit providers unless you submit a lot of credit enquiries in a short period of time.

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  Wakrak on 01/11/2023 - 13:30

  +1

  Was $500 last year
  https://www.cheapies.nz/node/36721

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  simch on 01/11/2023 - 16:27

  excellent, $100 here we come

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  fried on 01/11/2023 - 21:35

  Does it count if you open a card through ASB and do a balance transfer from another bank, using their 6 month interest free option?
  It says excludes "transfers from an existing ASB credit card, or in combination with any other offers" what do they mean by offers? 🤔

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  facecar on 02/11/2023 - 21:44

  This seems like a good deal. I have a Visa rewards card but I rarely use it and true rewards only worked out to be around 100 or less a year. I think I'm gonna grab one of these and then cancel my Visa rewards card, no fees and lower interest if you ever end up forgetting to pay it off in under 55 days.