This was posted 6 years 2 months 12 days ago, and might be an out-dated deal.

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Westpac Airpoints Platinum Mastercard: 300 Airpoints, Travel Insurance, 1 Airpoint Per $75 Spend (Annual Fee $145)

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Last time this was posted, the card offered 220 Airpoints. They've upped the offer to 300 Airpoints.

  • 300 bonus Air New Zealand Airpoints Dollars
  • Earn 1 Air New Zealand Airpoints Dollar for every $75 on domestic spend, and 1 Airpoints Dollar for every $70 on overseas spend
  • Joining fee waiver for Air New Zealand Koru Club
  • Up to 44 days interest free on eligible purchases
  • Earn 1 Air New Zealand status point for every $225 spent
  • Travel Insurance

Also you can get free lounge passes or $36/pp off airport food if your flight is delayed.

  • Annual fee: $145 p.a.
  • $1,000 minimum spend requirement within the first 3 months to trigger bonus
  • Customers who currently hold or have held any Westpac Airpoints credit card in the past 18 months are ineligible for the offer.

This is what Pointhacks wrote:

The Westpac Platinum Airpoints Mastercard often comes with a decent Airpoints dollar sign-up bonus that will pay for its annual fee for at least the first year. Together with the Airpoints Dollars Advance, the sign-up bonus will often be enough for a return economy flight with Air New Zealand to Brisbane, Melbourne of Sydney. The card earn rate is on par with all other Platinum Airpoints credit cards issued by banks in New Zealand, and the card also allows you to earn Air New Zealand Status Points.

Many of the included benefits such as discounted annual Koru membership with no join fee, access to the Platinum Mastercard Concierge service, and included travel insurance could prove to be useful to regular Kiwi international travellers.

If you’re a regular traveller and committed Air New Zealand frequent flyer looking to increase free flight earning potential and subsidise non-flying status credit earn, the Westpac Airpoints Platinum Mastercard is worth considering.

They've also got a guide to Airpoints.

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closed Comments

  • Thanks for posting this up.

    We have a 10-20k ish spend coming up. Are there any good credit card deals for bonus points in first month or something like that? Is this currently the best ratio? Any alternative deals?

    • Amex platinum usually has $400 bonus for a certain spend (3k?) in first 3months?
      They had the best earning rate last time i checked…. Downside is some places don't take Amex so check if your 10-20k spend place does..

      • https://www.americanexpress.com/nz/content/credit-cards/airp…

        400 bonus Airpoints DollarsTM2 when you apply by 9 April 2018, are approved and spend $1,500 on your new Card in the first 3 months

        Earn 1 Airpoints DollarTM for every $59 you spend on your Card3, so you’ll be there before you know it
        Earn 1 Status Point4 for every $250 you spend on your Card4

      • We have about 10k @ mitre10. 5k kitchen bench (not sure if can c.card) and 3 to 5k appliances.

        Could probably separate into two spend of 5k each for me and the wife perhaps.

        If I went with amex I'd probably cancel the card after the first few months.

        • I had same thought but ended up keeping it as benefits were pretty good. Free supplementary card, travel insurance and smartphone screen insurance.

          Mitre 10 takes amex and you can swipe your airpoints card too. Note you can sign up to multiple credit cards linked to same airpoints account so split your spend across them and get the bonus dollars and cancel the card you don't need.

  • This is pretty decent. Far fewer sign up offers in NZ than Aus. Have had the kiwibank masttercard platinum for years, good earn rate but actually similar to this.

    Has anyone had experience with the Westpac MC World that gets you the priority pass? Bigger annual fee obviously but from what I could see, one of the best options if we were gonna change CCs.

  • sucks…I just got one like two weeks ago so it's outside their promo date range

  • I don't know much about NZ cards, but given that this card gives a domestic flight each year and the point redemption is quite good (i realise it's not linked to Air NZ), this might be worth a crack as well….https://www.americanexpress.com/nz/content/platinum-edge-credit-card/?intlink=en-nz-hp-ca-20171030-platinumedge

      • I had this for a while.
        While I found the AMEX customer service to be great, I didn't like how significantly fewer places take AMEX.

        • Yeah similar problem we have here in OZ. Good for petrol and grocery purchases thouugh. And i think (and i stand to be corrected) the free domestic return ticket can make up for the cost of the annual fee

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