AmEx Fees Increasing and Earn Rate Decreasing. Introduction of $30 Supplementary Card Fee as Well

Thoughts? Are you planning to cancel come Feb 2027? What are you replacing it with?

https://www.americanexpress.com/en-nz/about-us/disclosures/c…

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  • Only have standard card. Starting using it as main credit card when TSB nerfed rates again this year. I will stop using it for most part come FEB. Going to be looking for a new main card if someone has a good welcome offer and better rates than TSB.

  • Going to have to move away at this point. We went from $59-$90 in 2 years.

  • Shame. I canceled my free ones earlier in the year and was going to re-apply the platinum card in 18 months to get the new member bonus, but at this rate I probably won't bother getting one.

  • sharesies only now and will close.. $25 per year for 1% earn rate in shares (can sell if really needed)

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