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Sign Up to ASB Visa Platinum Rewards Credit Card & Get 40,000 Bonus Everyday Rewards Points Worth $300 (No Min. Spend) @ ASB

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Sign Up to ASB Visa Platinum Rewards Credit Card & Get 40,000 Bonus Everyday Rewards Points Worth $300 (No Min. Spend) @ ASB
Go to Deal
bilberry on 26/09/2026 - 19:12 asb.co.nz (561 clicks)
Last edited 26/09/2026 - 19:25 by 1 other user

Get up to $300 in Everyday Rewards vouchers

Terms and Conditions:

Open a new ASB Visa Rewards, ASB Visa Platinum Rewards, or ASB Visa Business Rewards credit card account (“Eligible credit card accounts”) between 14 September and 1 November 2026. Get 20,000 bonus Everyday Rewards points when you open a new ASB Visa Rewards credit card account, or 40,000 bonus Everyday Rewards points when you open a new ASB Visa Platinum Rewards or ASB Visa Business Rewards credit card account, and switch to Everyday Rewards by 20 November 2026.​

Offer is not available for customers who hold or have held the relevant eligible credit card account in the past 12 months, transfer from an existing ASB credit card, or in combination with any other offers.

Offer is limited to one award of bonus points per qualifying eligible credit card account, and the bonus Everyday Rewards points will be allocated to the linked Everyday Rewards account of the cardholder by 4 December 2026.​

The eligible credit card account and Everyday Rewards account must be open and linked at the time of issuing the bonus Everyday Rewards points. Bonus Everyday Rewards points will be converted to your reward choice as set in your Everyday Rewards account.​

Where multiple ASB Visa rewards credit card accounts meet the eligibility criteria for this offer, you will receive the higher value available​.

Financial Credit Card Everyday Rewards

Related Stores

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Comments

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  • Wakrak on 26/09/2026 - 20:44

    Don't forget the card fees OP

    • 3
  • RockCartel on 26/09/2026 - 20:47

    Fee
    $20.00 / 6 month : ASB Visa Rewards
    $62.50 / 6 month : ASB Visa Platinum Rewards
    https://www.asb.co.nz/credit-cards/compare-asb-credit-cards.…

    Platinum comes with travel insurance (if you meet criteria)
    https://www.asb.co.nz/banking-with-asb/credit-card-travel-in…

    • 2
  • spam on 26/09/2026 - 21:02

    Curious genuine question. Will this affect you financially if you keep opening and closing credit cards for these type of joining bonus? Of course, this assumes you're eligible, accepted and financially responsible

    • 0
    • Slogan on 26/09/2026 - 21:31

      Once or twice a year will have no meaningful negative effect on your credit file. These deals are becoming rarer so there isn't much opportunity to do it more frequently than that anyway. If you were able to do it 4+ times a year then it may look unusual.

      • 0
      • bilberry on 26/09/2026 - 22:09

        previous deal I signed up was in March 2026

        • 0
      • sonyxperiageek on 27/09/2026 - 20:52

        I would've thought if you just say you were joining for the bonus to other third parties querying these, you'd just look like a savvy and financially literate person!

        • 0
    • Jexla on 27/09/2026 - 09:23

      I did this deal last year and canceled before renewal this year. My credit rating has only gone up to 992 since.

      • 0
    • Nekomon on 28/09/2026 - 07:38

      Yes, of course this will affect your credit rating. Earlier this year after I applied this ASB credit card, my illion credit Score dropped from 960 to 909. After 6 months, I finally increase it back to 950. It was not as bad as the refinance of the mortgage from another bank. Last year after my refinance, my credit score dropped from 970 to 790.

      • 0
  • cherries on 27/09/2026 - 05:54

    How long do I need to keep the card to be eligible to get the reward ?

    • 0
    • Jexla on 27/09/2026 - 09:19

      I cancelled before renewal last time. Though terms may have changed since.

      • 0
      • kimsta11 on 28/09/2026 - 17:46

        Is the hassle worth the potential $180 benefit after annual fees?

        • 0
        • Mykey on 28/09/2026 - 20:28

          That's something you have to decide for yourself.

          • 0
        • Jexla on 29/09/2026 - 15:36

          The renewal is 6 monthly, so it's more I think? Was worth in my opinion.

          • 0
        • tieke on 29/09/2026 - 16:59

          Possibly not - it's not just a credit check, they also want a breakdown of all your income, budgetised breakdown of your expenses, copies of IRD returns and bank records etc, so will take quite a bit of your time as well as the credit rating hit.

          • 0
  • jaknz on 27/09/2026 - 09:12

    The interest rates on those bonus cards are absurd.

    • 1
    • Jexla on 27/09/2026 - 09:20

      Not paying a card off in full is absurd.

      • 7
      • [Deactivated] on 27/09/2026 - 12:37

        This, I don't think I've ever paid credit card interest. You have like 2 months to pay it off.

        Credit cards should be thought of exclusively as a discount and benefit card and not as a line of lending.

        Benefits:
        ~1% back
        Travel insurance
        Lounge Access
        Other stuff like that
        Ability to shop online

        And you pay an annual fee for that.

        In return, the credit card companies get like 2-3% of the transaction.

        So any money you spend on the credit card should be backed up by real money you have.

        If you treat it as money you can borrow, and don't have money to back it up, you're going to trap yourself and end up worse off.

        Obviously the counterpoint from some people will be:
        "Some people have no choice" and for them, well, that sucks.

        But just because they exist doesn't mean everyone else who does have a choice falls into their category.

        • 0
        • bmt on 28/09/2026 - 20:59

          You know its 55 days interest free only if you buy on the first day of your billing cycle right? The last day of your cycle is only 25 days (give or take)..

          • 0
          • Mykey on 28/09/2026 - 21:41

            @bmt: Considering a month is between 28 to 31 days, 25 days interest free each month is nothing to be sneezed.

            • 0
          • [Deactivated] on 29/09/2026 - 08:57

            @bmt: From the terms:
            https://www.asb.co.nz/content/dam/asb/documents/creditcards/…

            7.6 If you pay the full amount of your statement closing balance by the payment due date, you will not be charged interest on the purchases listed on that statement. You will be charged interest on the portion of the closing balance that is unpaid purchases from two or more statements ago. This interest will be charged from the beginning of the statement period until the payment of that portion of the balance is made in full.

            So whilst it does fall within a statement period, it's range is that of the first statement plus a full second statement and is of a purchase and not of a balance. So closer to 55 than 25 for a single purchase.

            That being said, if the balance is backed up by money you have, as I mentioned, then you can just pay it off in full at the end of each month and it will never even be a consideration.

            If you have money woes, set a low credit limit. I had a limit of $500 until I was like 30. The bank tried to increase it but I refused. If the limit is low, you're forced to pay it off frequently which guarantees you can never be hit by interest.

            If you need to make a purchase larger than $500 you can precharge it, which is what I did for plane tickets and stuff. Need to make a $2000 purchase? Put $2000 in and it will work and you get all of the benefits and none of the risks.

            • 0
  • nzmax on 27/09/2026 - 21:47

    A pity they don’t do this with their debit cards considering debit cards can also pay transaction fees

    • 0
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