Sign Up to ASB Visa Platinum Rewards Credit Card & Get $300 Cashback (No Min. Spend) @ ASB

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Sign Up to ASB Visa Platinum Rewards Credit Card & Get $300 Cashback (No Min. Spend) @ ASB
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huffboy on 19/03/2026 - 13:20 asb.co.nz (495 clicks)
Last edited 19/03/2026 - 13:48 by 1 other user

Get $300 cash back when you open a new ASB Visa Platinum Rewards credit card before 10 May 2026†. No minimum spend required.

ASB Visa Platinum Rewards Credit Card $300 Cash back Terms and Conditions:

† Open a new ASB Visa Platinum Rewards credit card account between 2 March and 10 May 2026 and receive $300 cash back.

Offer is not available for customers who hold or have held an ASB Visa Platinum Rewards credit card account in the past 12 months, transfers from an existing ASB credit card, or in combination with any other offers.

Offer is limited to one award of $300 cash back per eligible and qualifying credit card account, and $300 will be paid to the credit card account by 30 June 2026.

The credit card account must be open at the time of ASB issuing the cash back. Offer is not transferable or redeemable for cash.

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Comments

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  • fatboyj on 19/03/2026 - 14:01
    +5

    $80 annual card fee
    19.95% p.a. purchase interest rate
    Access to overseas travel insurance.
    Earn 1 True Reward Dollar for every $100 spent
    Easily switch to earn Everyday Rewards points

    • Hungryhippo on 19/03/2026 - 14:03

      thank you. sounds like worth it to have it up for 1 year

  • Jayant Patel on 19/03/2026 - 14:03
    +1

    The fee is charged 6 monthly right so $40? after you get the cash back can you just cancel the card?

  • akrotohur on 19/03/2026 - 14:18
    +3

    "Offer is not transferable or redeemable for cash", is it not cash to start with?

    • Rash on 19/03/2026 - 14:31

      It is as much cash as a visa gift card is cash

    • spam on 19/03/2026 - 14:53
      +3

      I'm guessing as it says $300 will be paid to the credit card account, it'll be "cash" as a credit in your account.

  • atoms on 19/03/2026 - 15:26

    Am I correct by saying this is the highest earning non-amex rewards credit card currently on offer? 1% cashback if you treat it like cash and use for redemtion at new world and pak n save.

    I'm currently with BNZ but they have recently devalued so likely switching to ASB.

    • jrunv on 19/03/2026 - 15:32
      +1

      TSB has a credit card that has the same cashback but its actually cashback right to the credit card, that cards annual fee is $90 yearly though

      • AppDevNaveen on 19/03/2026 - 15:37

        Yeah I'm using tsb so I guess this is better as it have $80 yearly fees + $300 cashback. That's like a no brainer

      • atoms on 19/03/2026 - 15:47

        Oh that's true. I was with TSB when the cashback was around 1.3%, then switched to BNZ for 1.1%, and after their devaluation I'm looking for something else.

    • Nekomon on 20/03/2026 - 08:33

      Yes, I cancelled my BNZ CC last week and signed up for this ASB CC. So far, only ASB and TSB have similar offers but ASB gives $300 credit to start with. I rather join ASB than TSB. I have another CC with SBS. My impression is the small banks are too conservative to give a high limit.

  • thats mum life on 19/03/2026 - 20:00
    +1

    Likewise needing to switch from BNZ. Currently have a joint BNZ account but I just went to the ASB page and have to go into a branch to set up a joint ASB account. Makes me think just get hubby and I set up as individuals, each get the cashback and then cancel one card after the cash back comes through and then work out how to join accounts later on? Is it wrong to both get the cashback?

    • dealhore on 19/03/2026 - 20:53
      +4

      Nothing wrong with taking a little from these greedy banks with record profits year after year.

    • Nekomon on 20/03/2026 - 08:37

      Fair enough. A supplementary card only costs $15 a year.

  • AClubPenguinUser on 19/03/2026 - 21:53

    Just a straight upgrade from the $300 in everyday vouchers I guess.

  • nzmax on 20/03/2026 - 00:14

    So you would have to spend $8000 per year to break even on the fees? Sharesies spend card looks better in terms of the cashback, due to the lower fee. Also the amount of work they need you to do is excessive when it comes to showing income etc It used to be a simple process

    • Nekomon on 20/03/2026 - 08:44

      I have that Sharesies debit card which is different from this credit card. Everytime I use a debit card, I have to make sure I have enough funds on the card as it is not a debit card from the bank. Otherwise I have to transfer the funds to the Sharesies card. Generally it took about 1-2 hours for the funds to show up on the card. However, last time it took 48 hours to show on the card. I still like this Sharesies card but it is better to have a high limit CC too.

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