"Cashing Out" Prezzy Card

mechaneer on 18/12/2025 - 15:03

It's that time of year where people are getting gifted prezzy cards.

I prefer to "cash out" mine, before I lose it or I forget about it and it expires.
The best method I have used to date is setting up an additional PayPal account and paying myself (for a small fee).

I have read of people in the past, registering the card and adding to google wallet then topping up their wise (small fee) or Revolut account (no fee). I haven't had any luck with Revolut and haven't tried Wise.

Any other suggestions out there?

General Discussion

Comments

Search through all the comments in this post.
  • Nuzzer on 18/12/2025 - 15:27
    +2

    Just pop to the supermarket with it?

    • mechaneer on 18/12/2025 - 15:41

      I've done this before also, and just transferred the amount I spent into savings.

    • Alan6984 on 18/12/2025 - 15:51

      Just pop to the supermarket with it?

      That's what I almost always do - it converts to cash (effectively), and I don't think there is any loss in terms of fees, at least that I can recall.

      • L3tstaxth1s on 18/12/2025 - 21:50

        Sorry slow day - how does this method at the supermarket work?

        • Everettpsycho on 18/12/2025 - 21:58
          +6

          Just buy your groceries with it that you would have to buy anyway, then the real money you didnt spend on groceries you can use anywhere or transfer to savings as it has no limits or expiry date.

  • Everettpsycho on 18/12/2025 - 21:11

    I pretty much just spend it on whatever the next purchase is. Sure it loses the sense of this person bought me this thing you get paying for something with it, but I'd rather have $100 off grocery shopping than forget about it. If I get one I do hold on to it if it has almost no value, they are quite handy to use as trial credit cards that will bounce the payment of you forget to cancel.

    • Alan6984 on 18/12/2025 - 22:15
      +1

      I used to do that too back in the day, but now I just a Wise virtual card.

      Still, it definitely works as you say :-)

      • Everettpsycho on 18/12/2025 - 22:19

        With google shutting down digital tourism i can go back to that route. I accidentally got stuck with my virtual cards being tied to google regions and didnt dare cancel it in case I couldn't resubscribe.

  • kyogui on 18/12/2025 - 22:02

    I use it to add to my contact energy account balance, there is a 0.85% surcharge so $100 will give you $99.14

    • c3rn on 19/12/2025 - 07:39

      If you're using it to pay utilities, you might as well use it to pay for groceries which has no surcharge at all. Plus you buy groceries more often than paying for power so it's a faster conversion too.

      • kyogui on 19/12/2025 - 08:14

        I can top up my account anytime not only when I have a bill to pay, with the prepaid card scams going on I would use the balance asap.

  • Deal-seeker on 19/12/2025 - 07:22
    +1

    Revolute used to accept prezzy card topup via pre-added applepay. But not anymore

    • kiwipork on 29/12/2025 - 22:55

      Yes confirmed wont work with Revolut nor Wise

  • Trenchard on 19/12/2025 - 10:45
    +1

    Only two ways I've found is Paypal and Sharesies wallet. Of course there are fees so no matter what you will loose some money.

    Wise doesn't work directly using prezzy cards afaik cause of 3DS. At least I never got it working there.

  • Frisky Grandma on 22/12/2025 - 14:40

    I think they don’t work on Sharesies anymore ?

    Just buy groceries. Tbf I don’t think new worlds pos stops you from buying other gift cards with a pre y card

    • Alan6984 on 22/12/2025 - 16:00

      I don’t think new worlds pos stops you from buying other gift cards with a pre y card

      Just out of interest, what would be the purpose of that in terms of 'cashing out' the prezzy card?

      • Frisky Grandma on 23/12/2025 - 20:25

        Renew it with a new prezzy card before expiry ?

        • Alan6984 on 23/12/2025 - 21:05

          Renew it with a new prezzy card before expiry ?

          You can use a PrezzyCard to buy another PrezzyCard?

          Even if you can, given that the OPs objective was to cash out 'before I lose it or I forget about it and it expires', I'm not sure that swapping for another gift card really solves the problem.

          However, if you do tend to leave things to the last minute, I guess you might be on to something….

Login or Join to leave a comment
Login Join