AIA Vitality hints tips or hacks

Hey Guys,

Just signed up with AIA and got the Vitality subscription.

Wanting to hear from current users that use this and whether you have any hints tips or hacks on how to best use the points systems?

What rewards do you opt for?

I see you can get an apple watch after 24 months? seems a long time.

I am a fairly active user, train 1hour at least 4 days a week @ gym, mountain bike, hunt and all the rest so I should be able to rack up points reasonably fast - have a Garmin Fenix 7x tracking my activities.

Keen to hear your thoughts :)

Cheers - Al

Comments

  • +3

    The movie vouchers are quite good - just be aware there are restrictions on when you can watch movies (can't go Friday and Saturday nights).
    We also buy the forme spa vouchers after we get to platinum level as they're 50% off. We give spa treatments as gifts to friends and family.
    I would also recommend getting mentemia to get 75 points a week for mental well-being. And tracking your sleep (10 points a night if you get a good sleep score).
    Be aware that the maximum points you can get a day is 100 for physical activity. And if you get to 400 points a week, the app will ask you to achieve 500 points a week (assume a maximum of 700 points a week, going up by 50 points a week generally). So it might get to the point where you don't achieve your weekly goal. If this happens a couple of weeks in a row, the goal will reduce again.

  • Thanks Natashatanya, did you go for the apple watch? I note that if you opt for it you have to sign up to a finance company and AIA make the payments if you meet the goals - not sure I am all that keen on doing a credit application with a loan company… that's the only downside I see - and I think you cant opt for the items you mentioned above?

  • Honestly I didn't go for the Apple watch as I don't think I'd have a use for it (been an Android user forever haha)
    But a lot of the other high-end bonuses are just okay…a lot of restrictions on what items are available. And sometimes deals during labour weekend/boxing day/etc. are better than what's on offer through AIA. We've found it better to wait for those sales and buy on our own terms…
    Hope that helps!

  • Hey guys, just saw an ad somewhere with the Apple Watch benefit when you have AIA Vitality, and I’m quite interested. I have insurance with AIA and am considering to get the Vitality membership.

    Rewards seem abundant for a mere $11.50 per month (which I assume could be stopped at any time?), with the condition of me being active, of course :). Other than that, I’ve noticed that there is a mention of insurance premium discount - did anyone get this benefit? TIA

    • Hi!
      Yep, I get the premium discount for the following year when I reach certain tiers within AIA Vitality. If you're active 3-4 times a week, it's relatively easy to reach the gold/platinum tiers where you get the most benefit for the discount. When I first joined, I asked our insurance broker if there was any discount for the vitality app and he managed to get me 6months of the app at no charge.

      • Is this true — When you sign up to AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies.

        If that's the case 10% discount is higher than the $11.5 monthly fee for us already.

  • Also, There are lot of other benefits such as free health checkups, 50% off massage vouchers and so on.

  • Does anyone remember when AIA Vitality was launched?

    I have insurance with Sovereign/AIA for a long time but haven't looked into joining this.

    From what I've read so far:
    Membership is $138/year but you get 10% discount on premium, so you get money back right there if your premium is at least $115/month.

    If you hardly do anything you should still get Silver status, so next year your premium discount will be 9%. With Silver you also get $25 Countdown voucher or Airpoints dollars, so net membership cost = 138-25=$113. If your premium is at least $105/month 9% discount will be $113/year.

    Gold seems very easy to obtain, Platinum 30,000 is also practical. If you're active enough you should get $300 Countdown voucher for Platinum 35,000 plus $260 Countdown vouchers from Active Rewards.

    Am I missing anything? (I don't care so much about the Movie ticket or Fitbit etc discounts.)

    • That's how I read it too. I have just signed up to AIA income protection + AIA Vitality. Planning on maximizing the the Air NZ Airpoints benefits.

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