Hi, I was thinking of buying the Kogan Large plan but I read that you can't text back numbers.
Anyone know if there is any work around for not being able to text back to banks or other organizations? I have two factor authentication setup with Microsoft, my bank etc so how does it work?
Or do I have it wrong, the texts you get from banks/Microsoft/Google doesn't cost money?

Hi, this thread on geekzone covers it: https://www.geekzone.co.nz/forums.asp?forumid=42&topicid=290…
Long story short - you can't reply to texts sent from 'shortcodes', a few people have asked Kogan about this in that other thread, but there's no workaround that will allow replies. Sometimes the shortcode texts are from a doctor/dentist/pharmacist, asking you to reply 'YES' to confirm an appointment or prescription. I'm not sure about banks, do they ask you to text back? Once, a car dealership who had my number added me to their marketing list, and I had to reply 'STOP' to unsubscribe. If on Kogan, you basically have to call people every once in a while explaining why you can't reply, and that you are confirming your appointment / wanting to unsubscribe.
I think the issue lies in the fact that Kogan doesn't allow you to add extra credit to an Account Balance - everything they offer is included in the prepay package. Some shortcodes offer 'Premium SMS' services, like entering a competition, and in trying to avoid these paid services (which they don't give customers a way to pay for), Kogan just stopped all replies to shortcodes, even free ones.