Advantage Visa Platinum Card Features Query

Hi All - I've just signed up to a BNZ ADVANTAGE VISA PLATINUM card, and was curious as to whether any members here had used the Purchase Insurance or PriceGuard benefits that come along with the card, and could comment on how easy/useful these features really were? eg, is there an excess payable if making a claim? Thanks in advance.

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BNZ
BNZ

Comments

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    I've had this card for a while but have never had a chance to use these two types of insurance. (Price Guard excludes internet purchases and I do most of my shopping online.)

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    Hi. I claimed against priceguard and claim was approved. Bought a washing machine in store and it dropped in price by $90 3 weeks later so I claimed for that. No excess.

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    Also, we put all our purchases through it and pull in between 300 and 400 per month in flybuys points. 300/7 = $42 worth of flybuys each month just for using the card. You get 1 flybuys point for every $15 you spend and it can be any retailer. It's not restricted to a flybuys retailer.

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      Wouldn't Cash back $1 for every $90 spent would be a better bargain? If you are spending $4500 / 15 gets you 300 flybuys worth $42, but you get $50 if you have selected cash back.

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      Yes and no. Sometimes cheaper paying for items with flybuys then you would pay using cash. Also, I collect flybuys from other products I use like State Insurance, New World etc. Can double dip at places like Z and New World e.g. collect usual flybuys and then pay using the platinum card = more flybuys.

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    Thanks all for the comments - pity that it has to be in-store purchases only and not online - but for bigger items like whiteware I suppose I'd probably buy in store anyway. Pretty cool feature nonetheless, if I remember to use it. Thanks

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