====== Cashback / Commission-Refund ======

===== What is Cashback / Commission-Refund? =====

A [[https://www.youtube.com/watch?v=F3yRMvKyMq4|explanatory video]] from Queenie Tan - Money Magazine, on how cashback works.

Some retailers (the merchants), that you purchase from are willing to pay "commission" to affiliate networks and other website publishers to gain sales.
As a website publisher themselves, the cashback website is rebating/refunding a portion of their commissions (that they've made from the merchants) back to their customers (you).

{{ https://www.ozbargain.com.au/wiki/_media/help:howitworks.png?nolink& | How Cashback Works. Credit: Starthere }}

For example **Kiwiwallet** are currently offering 5% cashback for purchases from [[https://www.cheapies.nz/deals/myprotein.com|Myprotein]].

  - Go to [[https://www.kiwiwallet.co.nz/myprotein/|Myprotein page]], while logged into Kiwiwallet.
  - Click on "Get Cashback Now" and you will be redirected //through// the affiliate network to Myprotein's website.
  - Make a purchase at Myprotein (e.g. a $100 Protein Tub).
  - Your transaction will be logged at the affiliate network. Myprotein will pay commission to the affiliate network sometime in the future after it's confirmed and shipped.
  - The affiliate network will then pass on the commission to Kiwiwallet.
  - Kiwiwallet will then match that amount to their own transaction log, and pay $5 to your account, shown in your account page.

Since the purchase price from Myprotein will still be the same regardless of whether a commission is paid, it is advised to use a cashback/commission-refund site to make your purchases as often as possible.

Note: Whilst examples on this page are using Kiwiwallet, you should do your own research to determine which provider is best for you and is offering the best rate for the store you are planning to purchase from.

===== Cashback Sites =====

Currently ChoiceCheapies lists cashback offers from 3 cashback sites:

  * [[https://www.kiwiwallet.co.nz/|Kiwiwallet]] 
  * [[https://www.topcashback.com.au/|TopCashback AU]]
  * [[https://shoprewards.co.nz/|Shoprewards]]